Helping People Buy the Right Home in 4 Easy Steps
At The MN Experts, we understand that buying a new home is a major milestone in your life. We also know that for many people, the process of buying a home may seem like uncharted territory. Our team is here to help you navigate a more direct path to buying your new home so you have everything you need to get started.
1.Talk to Us
If you are thinking about buying a home the first thing you’ll want to do is talk to us! The team at The MN Experts has a deep understanding of properties and the local markets. We will meet with you (in person or virtually!) to talk about what you are looking for and help you get set up with a mortgage lender.
2. Get pre-approved for a mortgage
Meeting with your lender and getting pre-approved for a mortgage is an important step before looking at homes. Your lender will look at items such as your credit score, debt-to-income ratio, assets, and your current financial standing to give you an idea of the amount you can afford to borrow and the interest rate. This will give you a ballpark figure of the price range for the home you want to buy. Keep in mind, a pre-approval is not a guarantee, but it will give you a clearer picture of how you can proceed. Now is also the time to come up with a plan to increase your credit score and get to a financially savvy spot (if you are not already) to help you get the best possible rate on your mortgage.
3. Start looking at properties with The MN Experts
Our team has a deep understanding of property markets and we are committed to helping people buy the homes they want. We will work with you to find your ideal home within your price range and work on your behalf to find houses that check those “must-have” boxes, so you can enjoy the next chapter in your life as a homeowner.
4. Write a competitive offer
The real estate market is ever changing, but currently we have been in a very strong Seller’s Market and it is expected to stay this way for the foreseeable future. Buyers are facing fierce competition; often writing on properties that have many offers submitted. Our team has experience navigating this market. In 2020, the team successfully closed over 100 transactions; we have a few tricks up our sleeves to present the winning offer!